Remote payment acceptance
Businesses that close sales by phone, through service agreements, or from customer records may need a payment method that does not depend on card entry at checkout.
What is an RCC?Clear plain-English overview
RCC vs ACHSide-by-side comparison
High-Risk MerchantsWho may benefit most
Industries ServedExamples of common use cases
Overview
What are remotely created checks?
Remotely Created Checks, often called RCCs or demand drafts, are checks created with customer authorization without requiring a handwritten signature on a physical paper check. They are generally used when a business needs to initiate a bank-based payment in a remote setting.
- Can support phone-based or remote payment acceptance
- Often considered by businesses with recurring billing models
- Can provide another path when card processing is not ideal
- Useful for merchants exploring alternatives to standard online payments
Built for education first
This site is designed to help business owners understand RCC processing, compare payment options, and decide whether a prequalification conversation makes sense.
Compare RCC and ACH
Who it helps
Common reasons merchants explore RCC processing
Recurring billing needs
Subscription services, collections-driven models, and ongoing service relationships often need a consistent bank-based billing option.
High-risk payment environments
Some industries face tighter underwriting, more scrutiny, or more card-processing friction, which leads them to review alternatives such as RCC.
Explore whether RCC is a fit for your business.
Read through the educational pages, then send a prequalification request with a few details about your business model and payment volume.
Request Prequalification