Customer authorization
Authorization and recordkeeping matter. Merchants typically need a clear process showing how the customer approved the transaction.
Understanding remotely created checks
An RCC, or Remotely Created Check, is a check generated with customer authorization without the customer physically signing a paper check. Businesses may look at RCC processing when they need a remote bank-based payment option for certain payment flows.
Because RCC is a specialized payment method, merchants usually want to understand how authorization is documented, when RCC may be preferable to cards, and how it compares with ACH and other bank draft solutions.
- Often discussed in remote payment environments
- Can be relevant for invoice, service, or phone-driven billing
- May be considered when other payment methods create friction
Bank-based payment
RCC is tied to bank account payment activity rather than a card network, which is why merchants often compare it against ACH.
Specialized use case
RCC is not a fit for every business. It is best reviewed in the context of industry, billing model, and overall risk profile.
Need help deciding whether RCC makes sense?
Compare RCC with ACH next, or send in a prequalification request and describe how your business accepts payments today.